COBRA administration isn’t just about compliance—it’s about protecting your business, your reputation, and your bottom line.
At Sterling Administration, we know that handling COBRA the wrong way can cost you-Big time. Let’s break it down.
The True Cost of COBRA Mismanagement
Think COBRA is just another benefits program? Think again. Mismanagement can lead to steep penalties, administrative headaches, and an overall damaged reputation.
🔹 Regulatory Fines: The IRS imposes excise taxes of $100 per day per qualified beneficiary for COBRA non-compliance. That adds up fast!
🔹 Lawsuits & Legal Action: Employees who feel they weren’t properly notified about COBRA can take legal action, leading to costly settlements. In fact, one employer was ordered to pay $1.8 million in a COBRA lawsuit due to poor administration.
🔹 Cash Flow Disruptions: Late premium collections and mismanaged enrollments create financial instability for your business.
🔹 Lost Productivity: HR teams waste hours manually tracking COBRA compliance, pulling them away from higher-valued tasks.
Is Your COBRA Provider Helping or Hurting Your Business?
Many brokers and employers assume all COBRA providers are the same, until they experience the pitfalls of a poorly managed system. Ask yourself:
❓ Are Indiviuals receiving their COBRA notices on time, with clear instructions?
❓ Is your provider actively managing compliance, or leaving you exposed to fines?
❓ Do you have automated premium collection and seamless system integrations?
❓ Is HR spending too much time chasing COBRA paperwork instead of focusing on day-to-day administrative tasks?
If you’re experiencing delays, compliance issues, or employee frustration, it’s time to rethink your COBRA provider.
Why Sterling Administration is the Right Partner
At Sterling Administration, we don’t just check a compliance box: We are your extended team. Here’s how:
✔️ Guaranteed Compliance & Risk Protection: No more worrying about missed deadlines or fines. We stay ahead of changing regulations, keeping you compliant.
✔️ Automated & Efficient Workflows: COBRA notices, enrollments, and premium collections run seamlessly without manual intervention.
✔️ Dedicated Employee Support: We handle employee questions, ensuring they get the help they need—without burdening your HR team.
✔️ Seamless Integration with Your HR Systems: No extra work for you. Our system syncs effortlessly with your existing benefits platforms.
✔️ Proactive Risk Management: We prevent issues before they happen, keeping you protected.
The Sterling Advantage: More Efficiency, Less Risk
Partnering with Sterling Administration means you get:
🔹 Fewer compliance headaches and lower financial risk
🔹 Time savings for HR teams, freeing them up for more strategic work
🔹 A better experience for employees, reducing complaints and confusion
🔹 Reliable premium collection, improving cash flow and financial stability
Don’t risk non-compliance: Ensure your team is handling COBRA efficiently and legally.
Take action today! Review your COBRA administration process, implement best practices, and stay compliant.
Need expert guidance?
Let’s discuss how to safeguard your business now!
