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Michelle Emblem

Product Operations Manager
Michelle Emblem bio pic

Michelle Emblem serves as the Product Operations Manager at Sterling Administration, where she oversees product workflows and enhances operational processes to ensure the seamless delivery of Sterling’s services. With 29 years of experience in Consumer Driven Healthcare plans, along with deep expertise in ERISA and IRS regulations, Michelle has been a valued member of Sterling since 2014. She has played a pivotal role in developing the Compliance products and department. Her detail-oriented approach and commitment to efficiency enable her to continuously refine product operations to meet the evolving needs of Sterling’s clients. As a holder of the CFCI (Certified Flexible Compensation Instructor) designation from the Employers Council on Flexible Compensation (ECFC), Michelle is dedicated to continuous improvement and product excellence. Her expertise, coupled with her focus on operational success and innovation, makes her an essential asset to the Sterling team.

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Upcoming Webinar

Tuesday, July 8, 2025 | 10 AM & 1 PM (PST)

COBRA and Open Enrollment: What Employers & Brokers Need to Know

COBRA and Open Enrollment don’t always play nicely—unless you know the rules. Join us for a 30-minute webinar designed for employers, brokers, and benefits administrators to navigate COBRA compliance, improve communication, and ensure a seamless enrollment experience.

We’ll cover:

  • An overview of COBRA Open Enrollment timelines and requirements
  • Best practices for notifying qualified beneficiaries
  • How technology can streamline your COBRA open enrollment process
  • Tips for managing elections and premium changes

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