Schedule COBRA Demo

Michelle Emblem

Product Operations Manager
Michelle Emblem bio pic

Michelle Emblem serves as the Product Operations Manager at Sterling Administration, where she oversees product workflows and enhances operational processes to ensure the seamless delivery of Sterling’s services. With 29 years of experience in Consumer Driven Healthcare plans, along with deep expertise in ERISA and IRS regulations, Michelle has been a valued member of Sterling since 2014. She has played a pivotal role in developing the Compliance products and department. Her detail-oriented approach and commitment to efficiency enable her to continuously refine product operations to meet the evolving needs of Sterling’s clients. As a holder of the CFCI (Certified Flexible Compensation Instructor) designation from the Employers Council on Flexible Compensation (ECFC), Michelle is dedicated to continuous improvement and product excellence. Her expertise, coupled with her focus on operational success and innovation, makes her an essential asset to the Sterling team.

Scroll to top

Upcoming Webinar

Tue, April 21, 2026 | 10 AM & 1 PM (PST)

Payroll Deductions & FSA Timing: What Employers Should Know

Payroll cycles and FSA timelines don’t always align.
This session breaks down how to manage deductions, enrollments, and life events without compliance gaps.

✔ Payroll cycles vs. FSA timing
✔ Mid-year changes & QLE handling
✔ Practical guidance for HR & payroll teams

Subscribe to our newsletter

Get COBRA insights, legislative changes, and product news delivered straight to your inbox.